Free phone sex no creditcard needed for

(CNP) is a card purchase transacted via the telephone, internet, mail, or mobile whereby the physical card is not swiped through a card reader.

Free phone sex no creditcard needed for-30Free phone sex no creditcard needed for-33Free phone sex no creditcard needed for-4

Always indicate that the card issuer may require a full billing cycle to apply a refund and may not immediately appear on an online statement.

Policies: Post clear policies for billing, returns, shipping, back orders, and privacy.

The three most common chargeback reasons for CNP merchants are: “Unauthorized Use” chargebacks occur when consumers claim their cards were used without their knowledge or permission.

In some cases, this will reflect actual fraud and may require the issuing bank to close the account.

Depending on the card type, chargeback rates exceeding 0.5% or 1.0% (by sale count) can result in substantial fines and excessive rates can cause your merchant account to be terminated with the possibility of card brand banishment.

Even a small number of chargebacks demonstrates that you have some unhappy customers.

If you cannot substantiate the sale, you will have to reimburse the customer.

Chargebacks can be costly, time consuming, and can threaten your merchant account.

Card Information: Ask for the name as it appears on the card, the account number, the card type, and the expiration date (make sure it is a future date).

Tags: , ,