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New Zealand (Aotearoa) is in the South Pacific Ocean, 2,000 kilometres south-east of Australia.

The country has two main islands, the North Island and the South Island, plus Stewart Island and other smaller islands which make up the land area of 269,000 square kilometres.

These travel insurance policies can save you buying cover outright, as long as you meet the eligibility requirements and know the terms and conditions before you travel or make a claim.

To be eligible for domestic cover on the following types of insurance, you must satisfy the same requirements as above, except you must have charged to your NAB card 100% of the relevant transport or accommodation or item costs.

To make or enquire about a claim, or to obtain a claim form, contact the Claims Department.

However, for cash withdrawals from banks other than where a customer has an account, three transactions are free. Rs 150 plus taxes and cess will be charged from the fifth transaction onwards.

Withdrawal and deposit up to Rs 2 lakh is allowed at home branches, with transactions above this limit being chargeable.

If you have an eligible NAB premium, platinum or flybuys Rewards credit card, this complimentary insurance cover will automatically apply to you, your spouse and/or any dependent children travelling with you when you meet eligibility requirements outlined above.

The period of cover starts when you have left your home in Australia for the airport (or overseas departure location).HDFC defines home branch as where an account was opened. The transaction charge is applicable on all basic savings and salary accounts.Prime, Classic, Preferred, Imperia or any other Managed program customers are exempt. A fee of Rs 100 was charged on the sixth cash transaction onwards till March 1, 2017.The fee is kept in abeyance between November 3 and December 31, 2016 and was resumed from January 1, 2017.NAB offers a range of credit cards that include travel insurance as a complimentary extra.The steam room close to it is very large, and is build as a labyrinth.

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